Pet insurance and wellness programs are two distinct choices for making your pet's healthcare more inexpensive. Both of these alternatives have different advantages, but it is critical to grasp the distinctions between them. Here, our Torrance vets explain more about wellness plans and pet insurance.
Protecting Your Pet's Future
Wellness plans and pet insurance policies both offer benefits, but they are very different. It’s important to understand what types of services your pet is and isn't covered for whether you opt for a wellness plan or pet insurance.
By understanding these options you won't be left out of pocket when you visit your vet or need to plan the payment for your pet's veterinary care.
What is a wellness plan?
Wellness plans make it easier for you to cover the cost of routine veterinary care and, unlike pet insurance, you only pay for the treatments and services you use throughout the year.
Wellness plans allow you to adopt a more proactive approach to veterinary care by paying a small monthly amount rather than a lump sum each visit. These plans assist your veterinarian in detecting early indications of any illnesses or diseases that your pet may have before they become more serious and expensive to cure.
What does a wellness plan cover?
Generally, wellness plans cover routine vet care including wellness exams, parasite preventives, annual blood testing and vaccines. Improving and maintaining the standard of your pet’s overall health during their lifetime is easier because these plans spread out the cost of routine vet care.
What is pet insurance?
Should your pet require emergency veterinary care, pet insurance helps you to take care of the cost of treatment.
The fact is that emergency treatment or treating an illness like cancer or diabetes can become very expensive. If you have pet insurance it means you will have financial help to pay the bills for any conditions and accidents that are covered by your pet insurance policy.
What does pet insurance cover?
Pet insurance coverage varies, but most cover care for diseases or emergency treatment following accidents. Prescription medicines and the treatment of genetic and congenital disorders, as well as orthopedic problems, may also be covered by some insurance.
How do I choose which option to buy?
Making sure you know exactly how wellness plans and pet insurance can benefit you and your pet can help you decide which is right for you. Some pet owners choose either a wellness plan or pet insurance, while others subscribe to both to ensure their pet has complete coverage.
If you aren't sure which coverage is right for you, ask your vet. They can help you decide based on your pet's particular needs and concerns.